Rideshare services like Lyft and Uber have revolutionized transportation, making it easier and more convenient than ever to get from place to place. However, with the rise of rideshare usage, there has also been an increase in rideshare accidents, leaving many passengers, drivers, and even pedestrians injured.
If you were a passenger in an accident involving a Lyft or Uber accident, you may be entitled to compensation for your injuries. However, rideshare accidents can involve complex legal issues, including insurance disputes and liability concerns, making it essential to have an experienced attorney on your side.
At Fabbrini Law Group, we specialize in handling rideshare accident claims, and we’ve helped our clients recover millions of dollars in settlements and verdicts. In this blog post, we’ll discuss everything you need to know about Lyft and Uber accidents, your legal rights, and why hiring an attorney is critical to maximizing your compensation.
Understanding Rideshare Accidents: How They Differ from Regular Car Accidents
While rideshare accidents may seem like typical car crashes, they are often more complex due to the involvement of multiple insurance policies and legal entities. Unlike a standard accident where only two private parties are involved, a Lyft accident or Uber accident typically includes:
- The rideshare driver
- The rideshare company (Lyft or Uber)
- The other driver(s) involved in the crash
- Insurance companies for all involved parties
This complexity can make it difficult to determine who is liable and which insurance policy applies. Without legal representation, you risk being under-compensated or even denied a claim entirely.
Common Causes of Lyft and Uber Accidents
Rideshare drivers are not professionals in the same way as taxi drivers. They are often working long hours and navigating unfamiliar areas, leading to an increased risk of Lyft and Uber accidents. Some of the most common causes include:
- Distracted Driving – Many rideshare drivers rely on their phones for navigation and ride requests, increasing the likelihood of distracted driving.
- Fatigue – Some Lyft and Uber drivers work long shifts or drive late at night, leading to fatigue-related crashes.
- Speeding & Reckless Driving – Rideshare drivers may speed or make aggressive maneuvers to maximize their earnings, putting passengers and others at risk.
- Inexperience – Many rideshare drivers lack extensive professional driving experience, making them prone to mistakes.
- Poor Vehicle Maintenance – Some rideshare drivers fail to properly maintain their vehicles, leading to dangerous situations on the road.
Regardless of the cause of the rideshare accident, if you were a passenger in an accident, you deserve full compensation for your injuries.
Who Pays for Injuries in a Lyft or Uber Accident?
Determining who is responsible for paying for damages after a Lyft accident or Uber accident can be challenging. These rideshare companies provide insurance coverage, but the extent of coverage depends on the driver’s status at the time of the crash.
Uber & Lyft Insurance Coverage Breakdown:
1. If the driver was NOT logged into the app:
• The driver’s personal insurance policy applies.
2. If the driver was logged into the app but had not accepted a ride request:
• Uber and Lyft provide limited liability coverage (typically up to $50,000 per person and $100,000 per accident).
3. If the driver had accepted a ride request or had a passenger in the vehicle:
• Uber and Lyft provide $1 million in liability coverage and uninsured/underinsured motorist coverage.
This layered coverage can make insurance claims complex, and rideshare companies often try to minimize payouts. Having an experienced rideshare accident attorney ensures that you receive the maximum compensation available.
What Should You Do After a Rideshare Accident?
If you’ve been injured as a passenger in an accident involving a rideshare vehicle, taking the right steps can protect your claim and improve your chances of receiving full compensation.
Steps to Take After a Lyft or Uber Accident:
- Seek Medical Attention Immediately – Your health is the top priority. Even if you feel fine, some injuries (like whiplash or internal injuries) may not be immediately apparent.
- Report the Accident – Notify both the police and the rideshare company (Lyft or Uber). This creates an official record of the crash.
- Gather Evidence – Take photos of the accident scene, vehicle damage, and any visible injuries. If there were witnesses, get their contact information.
- Keep All Medical Records & Expenses – Document all doctor visits, prescriptions, and medical bills related to your injury.
- Avoid Speaking to Insurance Adjusters Alone – Insurance companies may try to settle your claim for less than you deserve. Speak with a lawyer before accepting any offers.
- Contact an Experienced Rideshare Accident Attorney – An attorney can negotiate on your behalf, ensuring you receive the full compensation you deserve.
How an Attorney Can Help You Win Your Rideshare Accident Case
Insurance companies prioritize their bottom line, not your well-being. They will often delay, deny, or devalue claims to save money. Without legal representation, you may not receive the full compensation you are entitled to.
Why You Need a Rideshare Accident Lawyer:
- Determine Liability – Identifying which insurance policies apply can be difficult, but a lawyer will ensure you file the right claims.
- Maximize Your Compensation – Your lawyer will fight for compensation for medical bills, lost wages, pain and suffering, and future medical expenses.
- Handle Complex Insurance Claims – Dealing with multiple insurance providers can be confusing; a lawyer ensures that all paperwork is filed correctly.
- Negotiate Aggressively – Insurance companies offer low settlements to unrepresented victims. An attorney will push back and negotiate for the maximum amount possible.
At Fabbrini Law Group, we have successfully won millions of dollars in settlements and verdicts for our clients injured in rideshare accidents. Our team has the experience and expertise needed to hold Lyft, Uber, and their insurance companies accountable.
No Upfront Fees – You Don’t Pay Unless We Win!
One of the biggest concerns for accident victims is the cost of hiring a lawyer. At Fabbrini Law Group, we work on a contingency fee basis, meaning:
✅ You pay nothing upfront
✅ We only get paid if we win your case
✅ There’s ZERO financial risk to you
This means you can focus on your recovery while we handle your legal battle.
Contact Fabbrini Law Group Today for a Free Case Evaluation
If you or a loved one were injured in a Lyft accident, Uber accident, or as a passenger in an accident, don’t wait to take legal action. The sooner you act, the stronger your case will be.
📞 Call Now: 312-494-3131
💻 Visit Us: https://windycitylawfirm.com/
With millions recovered for our clients, we know how to take on big insurance companies and win. Let us fight for the compensation you deserve so you can move forward with your life.Time is limited – contact us today for your FREE consultation!