When a driver causes a crash, they’re supposed to pay for the damage. But what happens if that driver runs away from the scene to avoid being held responsible?
There are a few different ways to move forward after this kind of crash. If you’re not sure what to do after a hit-and-run in Chicago, start by calling the police. Once you file an official report, you can talk with a Chicago hit-and-run accident lawyer about your legal options.
How To Report a Hit-and-Run Accident in Chicago
Do you know what to do legally after a hit-and-run in Chicago? Illinois law used to require drivers to report any crash that caused:
- Fatalities
- Physical injuries
- Property damage valued at more than $1,500
Although this isn’t required any longer, it is always wise to contact emergency services following an accident. You should never assume you are unharmed just because you aren’t visibly bleeding or in pain. Some injuries, such as concussions, can show up hours or even days after the fact. The adrenaline coursing through your body after an accident can mask pain and make injuries harder to notice.
Likewise, the fact that your car “looks okay” does not mean that it is. What at first may look like insignificant body damage could indicate that your car’s internal components have also been damaged. The important thing to remember is that you can’t always tell right away if a crash caused injuries or serious damage. A wreck can cause big problems even if everything looks okay at first.
In Chicago, it’s always best to assume you need to report a crash. This is even truer if the other driver fled the scene. Illinois’ hit-and-run laws say you must remain at the scene unless you are seeking emergency medical attention. Leaving the scene of a crash, even one that wasn’t your fault, is a crime.
Get a Police Report
The officer who responds to the scene of the accident will document their findings in a formal report. Once it is filed, you will be able to request a copy for your records. A police report can be very helpful later if you take legal action. It can show that you weren’t the one who caused the crash. In situations like this, the report can be important evidence.
The details you give the officer at the scene may also help them find the driver who took off. Right after a crash, your first priority should be getting to safety and getting medical help if needed. But if you’re able, try to remember and share as many helpful details as you can, such as:
- The car’s make and model
- The license plate number
- Damage to the car
- The direction the car was going
- What the driver looked like
Talk to any witnesses at the scene. They may have information that is useful to you and to the police. Make sure to get their names and contact details. If possible, ask if they are willing to give a recorded statement about what they saw.
What Should I Do After a Hit-and-Run Accident in Downtown Chicago?
Work with the police as they investigate the crash. Things can feel confusing after a wreck, especially when the other driver runs away. Try not to let that confusion affect what you say. Stick to the basic facts and don’t guess about anything. Also, avoid saying anything that could make it sound like you were partly to blame.
The police will let you know when you’re free to leave the scene. As soon as they do, get medical care right away. You could have injuries you don’t notice yet. A doctor can check you and tell you if you need treatment.
Additional steps you need to take after a downtown Chicago hit-and-run are:
- Get a copy of the police report: Call the police to request it and ask if they have identified the hit-and-run driver.
- Tell your insurance company about the crash: Keep it brief and don’t share details until you’ve talked to a lawyer.
- Stay quiet about the accident: Don’t post about it on social media or talk about it with anyone except your doctors, your insurance company, and your attorney.
Finally, contact a lawyer. They can look over your case and explain your options. If you hire them, they can deal with the insurance company and handle all communication for you.
Uninsured Motorist Coverage
Illinois requires drivers to buy certain types of insurance when they register a car. One of these is Uninsured Motorist Bodily Injury Coverage. By law, your policy must cover at least $25,000 per person and $50,000 per accident.
This type of insurance protects you if the driver who caused the crash doesn’t have insurance. It also applies if the driver runs away after the accident. If the hit-and-run driver cannot be located, you can file a UM claim to seek compensation.
Discuss Your Case With a Chicago Hit-and-Run Accident Lawyer
Getting legal help after a hit-and-run in Chicago is an important step. A lawyer who handles hit-and-run cases can help you by:
- Explaining your legal options: Helping you understand what you can do next.
- Working with the police: Checking in to see if the hit-and-run driver can be identified.
- Collecting evidence: Showing that someone else caused the crash.
- Handling insurance negotiations: Talking to the insurance company for you and fighting for a fair settlement.
At Fabbrini Law, we adjust our strategy based on the details of each case. To find out how our attorneys can help you, contact us online or call (312) 494-3131 to get a case review with a Chicago hit-and-run accident lawyer.