If you’ve been in a car accident in Illinois, one of the first questions you’re probably asking is:
“What do I do now?”
You’re not alone — and you’re not powerless. At Fabbrini Law Group, we’ve helped thousands of injured drivers, passengers, and pedestrians recover compensation after serious crashes — often from the biggest insurance companies in the state.
We’re talking about:
- State Farm
- Allstate
- Progressive
These aren’t just names on your insurance card. They’re multi-billion-dollar corporations with teams of adjusters and defense lawyers trained to limit payouts — even when you’re clearly injured.
This post breaks down what you need to know if you’ve been hurt in a car accident, how these insurance companies operate, and how our team fights back — and wins.
The 3 Insurance Giants You’re Most Likely to Face After a Car Accident in Illinois
1. State Farm – The Goliath of Auto Insurance
Headquartered in Bloomington, Illinois, State Farm controls over 28% of the car insurance market in the state. That means if you were in a crash — whether you were hit or it was your own policy — there’s a high chance State Farm is involved.
What they don’t advertise?
Their adjusters are not paid to be fair. They’re paid to close claims quickly and cheaply. We’ve seen it all:
- Delays in accepting liability
- Lowball offers that don’t even cover medical bills
- Attempts to blame the injured person
At Fabbrini Law Group, we’ve gone toe-to-toe with State Farm countless times — and we know their playbook. Our trial experience and aggressive negotiation have helped clients recover six-figure settlements when State Farm tried to offer pennies on the dollar.
2. Allstate – “You’re in Good Hands”? Not Without a Lawyer
Allstate insures over 11% of Illinois drivers. But when it comes to injury claims, they’re known for dragging their feet, denying liability, and disputing the severity of injuries.
Common tactics we’ve seen:
- Saying your injury is “pre-existing”
- Arguing minor vehicle damage means you couldn’t be hurt
- Delaying payments to force desperate settlements
Fabbrini Law Group has handled dozens of claims against Allstate and recovered substantial settlements and verdicts for our clients — including cases where Allstate originally denied any responsibility.
3. Progressive – Friendly Ads, Ruthless Adjusters
Progressive writes nearly 1 in 10 car insurance policies in Illinois. Their branding may be quirky and upbeat, but their adjusters are anything but. Like the others, Progressive trains its reps to:
- Get recorded statements to use against you
- Minimize medical treatment as “unnecessary”
- Offer low settlements fast before you know your rights
We’ve helped clients reject those first insulting offers — and later walk away with 3x to 5x the original amount, thanks to a tough, evidence-backed legal strategy.
What You Need to Do After a Car Accident in Illinois
Whether you were hit on I-55, backed into in a grocery store parking lot, or injured as a passenger — the steps you take next can make or break your case.
Step 1: Get Medical Attention Immediately
Even if you feel “okay,” injuries like whiplash, concussions, or internal trauma often take hours or days to surface.
Getting prompt treatment creates a medical record that will be vital to your claim.
Step 2: Don’t Talk to the Other Driver’s Insurance Company
State Farm, Allstate, Progressive — they’ll all try to get a recorded statement ASAP. Don’t do it.
Anything you say can (and will) be used to weaken your claim. Let your attorney handle all communication.
Step 3: Contact a Personal Injury Lawyer
This is where Fabbrini Law Group comes in. We:
- Investigate the crash
- Collect evidence
- Handle all communication with insurers
- Demand full compensation for your injuries, lost wages, and pain
And we do it on contingency — meaning you pay nothing unless we win.
Why Hiring a Lawyer Immediately Is Critical
Every day you wait to hire a lawyer is another day the insurance company gets ahead:
- Evidence disappears
- Witnesses forget details
- The insurer builds its defense
We’ve had clients come to us after trying to handle it themselves — only to find they were being stonewalled, blamed, or outright ignored. When we take over, the pressure shifts — and we push back hard.
We Know How to Beat the Big Guys
At Fabbrini Law Group, we’ve spent years successfully litigating claims against State Farm, Allstate, Progressive, and other major insurers. We’ve secured:
- High-dollar settlements for serious injuries
- Pain and suffering compensation even when liability was contested
- Full reimbursement for medical treatment and lost income
We don’t back down. And we don’t get paid unless you do.
Injured in a Car Accident? Don’t Wait. Call Fabbrini Law Group Today.
You’re already hurt. Don’t let an insurance company add insult to injury.
📞 Call 312-494-3131 today or visit www.WindyCityLawFirm.com for a free consultation.
We’ll explain your rights, deal with the insurance company, and fight to get you every dollar you deserve.
No risk. No upfront cost. No excuses.
Just results.