Settling a Car Accident in Illinois

Settlement of a car accident case is a complex process involving multiple factors. It is necessary to understand the complex process if you are involved in a car accident and seek compensation for your injuries. A skilled car accident lawyer can guide you through the process and help you understand what to expect from the settlement process. They can also help you understand what to expect from the settlement process, including the potential timeline and the factors that may affect the outcome.

Filing a Claim and Starting the Investigation

The first step after an accident is filing a claim. Most insurance policies require the parties in an accident to notify their insurance companies immediately. The insurance company initiates the claim by gathering details about the accident, the extent of injuries, and property damage. The initial investigation may last a few weeks but can last months.

Settlement discussions typically don’t happen until the injured person has reached the best possible outcome for their injuries. This gives both parties a clearer view of the physical harm and damages. It is important to avoid rushing settlement agreements.

Insurance Company Review and Settlement Discussions

Attorneys are helpful in the negotiation process because they understand the nuances of damage and can outline lost wages, medical expenses, and pain and suffering in the initial claim. The insurance company is then allowed to respond and offer an initial settlement. The initial settlement may be significantly less than the compensation the victim deserves.

Many factors affect how long the settlement process may take. Those factors include:

  • Severity of Injuries
  • Disputed Fault 
  • Multiple Parties Involved in the Accident
  • Insurance Company’s Willingness to Settle 
  • Quality of Legal Representation 

Negotiation is necessary during the settlement process. Skilled personal injury attorneys have years of experience negotiating with insurance companies to ensure their clients are fairly compensated. The negotiation process can take weeks or months to finalize. The time frame heavily depends on the parties and their willingness to negotiate. An outside mediator may need to be used during the negotiation process.

If the attorneys and insurance companies cannot negotiate a fair settlement, filing a lawsuit may be necessary. Trials can be messy, lengthy, and complicated, potentially lasting for months. A skilled litigator is necessary to argue the facts of the case and pursue damages.

A skilled litigator is necessary to argue the facts of the case, present evidence effectively, and pursue damages on behalf of the injured party. While a trial can offer the possibility of a larger settlement, it’s essential to weigh the risks and potential benefits carefully before proceeding.

How an Attorney Can Help Expedite the Process

Experienced attorneys can help their clients avoid common mistakes and can be instrumental in reducing delays and securing a fair settlement. An attorney can:

  • Gather and Organize Evidence Quickly.
  • Negotiate Effectively 
  • File a Lawsuit if Necessary

Every case is unique, and it is necessary to understand the stages of the settlement process. Clients should have realistic expectations when entering negotiations because many factors affect the success of a case. The skilled attorneys at Fabbrini Law Group can guide you through the process and provide information about what to expect and the timeline of your case. Consult with a personal injury attorney if you need assistance. Please contact us online or call 312-494-3131.