Pedestrian accidents are serious business. Even low-speed collisions can result in life-altering injuries that make it difficult for you to enjoy the activities you love most. That’s why personal injury protection exists: it helps you cover a portion of your medical bills to offset your out-of-pocket expenses while you recover.
But that amount may not be enough to pay for your recovery in full. Getting additional compensation is essential, but doing so can be tougher when the driver who hit you was working for a rideshare company. Here’s what your Chicago rideshare accident lawyer wants you to understand about these accidents and what you can do to protect your interests.
The First Step Is to File a No-Fault Claim
If you have car insurance, you should have personal injury protection (PIP) coverage that helps cover the cost of your medical bills. Before you can file a claim with the rideshare driver’s insurance, you’ll need to file a claim with your insurance provider first. They’ll review your situation and, in most cases, will give you the money they deem appropriate based on the terms of your policy.
As we mentioned earlier, this amount may not be large enough to help you cover your costs in full.
File a Claim With the Rideshare Driver’s Insurance Policy
Rideshare companies typically have liability policies in place to help cover the cost of injuries and damages resulting from accidents while their drivers were on the clock. Since it’s highly unlikely that your personal injury policy will cover the full cost of your recovery, you may want to file a claim with the rideshare driver’s insurance policy.
Their liability coverage should provide the funds you need to focus on your recovery without having to worry about draining your savings. Keep in mind that it’s a good idea to speak with a Chicago rideshare accident attorney if you’re filing a claim against the responsible driver. They’ll be able to help you hold the insurance company accountable and increase the chances of the company issuing you a fair settlement in a timely manner.
You May Be Able to Sue for Additional Damages
If you’re no more than 50% responsible for the accident, you may also be able to sue the driver for additional damages. This can further increase the amount of compensation you receive to aid in your recovery.
So, how could you be responsible for the accident as a pedestrian? You may have jaywalked, headed into the road between two parked cars, or otherwise violated the law and put yourself at risk. Your attorney will help you understand your share of responsibility in the accident if you choose to pursue a lawsuit.
What You Can Sue For
Depending on the severity of your injuries and the strength of your case against the rideshare driver, you may be able to sue for damages, including:
- Pain and suffering
- Emotional distress
- Medical bills
- Lost wages
- Home modifications
Your Chicago rideshare accident attorney can help you figure out which damages you may be eligible for during your consultation.
What to Do if You’ve Been Injured
If you’ve been injured as a pedestrian in an accident with a rideshare driver, you’ll want to take the following steps to set yourself up for a successful recovery in the long run:
- Seek medical attention: If the accident was severe, call an ambulance. If your injuries seem minor, head to urgent care or visit your primary care physician as soon as possible.
- Call the police: It’s always a good idea to call the police and let them help you document the accident and file a formal report.
- Exchange information with the driver: Get the driver’s license number, contact information, and insurance details. You’ll need these to file a claim against the rideshare driver if needed.
- Seek legal advice: The severity of your injuries may not be readily apparent, and this can lead to surprise expenses down the line. Rather than leave things to chance, speak with an experienced Chicago rideshare accident lawyer as soon as possible. They’ll advise you on your best next steps.
Speak With a Chicago Rideshare Accident Lawyer Today
If you’ve been injured in an accident with a rideshare driver, don’t wait. Contact Fabbrini Law today to schedule a consultation. Our team will review your case and help you figure out the best options for your situation.