rideshare driver

Uber and Lyft rides are supposed to be convenient. Safe. A quick way to get where you need to go. But when a rideshare trip ends in a crash, what follows is anything but simple. One moment you’re a passenger — the next, you’re dealing with injuries, medical bills, lost work, and confusing insurance claims.

If you were hurt in a rideshare accident in Illinois, you have rights. But the longer you wait to protect them, the harder your fight becomes. In this blog, we’ll break down what you need to know — and why hiring an injury lawyer right now is your best move.

Rideshare Accidents Are More Complicated Than You Think

Let’s start with the big question: Who pays when an Uber or Lyft ride ends in a crash?

The answer isn’t simple. That’s because multiple insurance policies may be involved — and they each try to avoid responsibility:

  • The rideshare company’s commercial policy
  • The driver’s personal auto insurance
  • The at-fault driver’s liability coverage (if you were in another car)
  • Your own uninsured/underinsured motorist coverage

Which one applies depends on what the driver was doing at the time of the crash:

  • Were they logged into the app?
  • Had they accepted a ride?
  • Were they actively transporting you?

Each of these phases triggers a different level of coverage, and the insurers will argue endlessly over who pays what. Meanwhile, you’re stuck in limbo — hurting, waiting, and losing ground.

Your Rights as a Passenger (or Injured Party)

If you were a passenger in an Uber or Lyft when the crash happened, you have a legal right to compensation — regardless of who was at fault. This includes:

  • Emergency room bills
  • Physical therapy
  • Prescription medications
  • Time missed from work
  • Long-term care and rehabilitation
  • Pain and suffering

Even if you were a pedestrian, bicyclist, or driver in another car hit by a rideshare vehicle, you may still have a claim — but you’ll need to act fast and strategically.

Why You Need a Lawyer Immediately

Here’s what no one tells you: the rideshare companies and insurance carriers are already investigating the crash — with one goal in mind: to reduce or deny your claim.

Every day you wait to hire a lawyer is another day they have to build their defense — and chip away at your future.

When you hire an experienced personal injury lawyer, they go to work immediately to:

  • Secure app data and ride logs before they disappear
  • Identify all applicable insurance policies
  • Request black box data and dashcam footage
  • Interview witnesses and preserve key evidence
  • Stop insurance adjusters from contacting you directly

Most importantly, your lawyer puts the full value of your claim front and center — not just your current bills, but your long-term costs, future losses, and the emotional toll you’ve suffered.

Don’t Fall for the Insurance Company’s Tricks

It’s easy to think, “I’ll just work it out with the insurance company.” But here’s the hard truth: they are not on your side.

They’ll act friendly. They’ll offer a quick settlement. They’ll say, “You don’t need a lawyer.”

But here’s what they’re really doing:

  • Offering lowball payouts before you know the full extent of your injuries
  • Delaying and dragging their feet while evidence fades
  • Pressuring you to give recorded statements that can be used against you

Don’t fall for it.

Injury lawyers recover, on average, over 3 times more compensation for clients than unrepresented victims. And with rideshare accidents, the stakes — and complexity — are even higher.

No Risk to You: You Only Pay If You Win

Worried about legal fees? Don’t be.

At Fabbrini Law Group, we work on a contingency fee basis. That means:

  • You pay nothing up front
  • No hourly rates or hidden fees
  • We only get paid when you do

If we don’t win your case, you owe us nothing. That’s our promise — and it levels the playing field against billion-dollar corporations.

Time Is Not on Your Side — Take Action Today

There’s a clock ticking on your claim. The longer you wait:

  • The more evidence disappears
  • The harder it becomes to prove your injuries
  • The stronger the insurance company’s position becomes

You deserve better.

You deserve answers. You deserve justice. And you deserve an experienced attorney who knows exactly how to handle complex rideshare claims — and who won’t stop until you’re paid what you’re owed.

📞 Call Fabbrini Law Group Today — Before Your Rights Slip Away

If you’ve been injured in an Uber or Lyft accident — as a passenger, pedestrian, cyclist, or another driver — don’t wait. Every day matters.

Let us fight for you, investigate every angle of your case, and get you the compensation you need to move forward. It costs nothing to talk to us — and it could change your life.

Call us now at 312-494-3131 or visit www.WindyCityLawFirm.com to schedule your free, no-obligation consultation.

Fabbrini Law Group. No fee unless we win. No risk. Just results